“Whoever does not have this faith—that Christ is his with every good thing—does not yet believe correctly. He is not a Christian, and his heart is not cheerful and eager. Only faith makes Christians who are cheerful, eager, secure, saved, and God’s children, where the Holy Spirit must dwell. That is such beautiful, bright, and costly clothing, which has such exceedingly precious ornaments, jewels, and gems—all virtue, grace, wisdom, truth, righteousness, and whatever is in Christ—that St. Paul says, ‘I thank God for His inexpressible gift’ [2 Cor. 9:15]. St. Peter says that great and costly blessings are given to us through Christ (2 Peter 1 [:4])” (LW 76:21).